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Wednesday, November 08, 2006

Using Credit Inquiries ,ho....ho....

Usually I'm a person that always want credit line increases without a hard pull on their credit. However I'm tired of a dingy $1,100 line so when I asked the CSR for an automatic increase without a hard pull, she said they gave me a $300 bump last month already, so no deal. She then asked for a hard pull on my credit report and they would review it. I thought about it and eh, why not? My credit score will be better off in 6 months after the effect of the credit inquiry is gone. Bam! Instead of a petty $300-$500 bump, I got my line increased from $1,100 to $4,000.

So far I've gone from my first credit card 6 months ago with a $800 limit to a 3 credit cards with a $9,200 limit combined. Not bad for only 6 months of credit building eh?

Friday, November 03, 2006

Rape, corruption - what do you get? Celebrity.

Well, Jacob Zuma was the ex-vice president of South Africa before corruption charges forced our current President Thabo Mbeki to take him out of power - however, since then, his popularity has only INCREASED.

He's been accused of rape, which he was found not guilty for and he still has loads of corruption charges hanging on his head. Yet South Africa newspaper seem to be giving him A LOT of coverage.

I can't believe Mail and Guardian are actually giving him his own section with all his "news" reports. How pathetic is that? And the M&G is a newspaper I really respect in South Africa so this move is highly disappointing for me.